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Pennsylvania Income Tax Guide

Flat 3.07% state ratePennsylvania applies a flat personal income-tax rate to each supported class of taxable income.
No standard or personal deductionPennsylvania does not use the federal standard deduction or a personal exemption.
Local earned-income tax variesMunicipal and school-district rates depend on home and work addresses and must be entered separately.
Official SourcesPA tax ratePA tax guideLocal EITIRS
PA tax ratePA tax guideLocal EITIRS
Calculate for Pennsylvania

How Pennsylvania taxes work

Pennsylvania separates eight income classesCompensation, interest, dividends, net profits, gains, rents and royalties, estate or trust income, and gambling winnings are calculated under distinct rules.
Taxable compensation uses a 3.07% rateThe wage estimate applies the statewide flat rate without a standard deduction or personal exemption.
Retirement deferrals differ from federal rulesEmployee 401(k) deferrals remain Pennsylvania-taxable, while supported HSA contributions reduce the estimate.
Local EIT requires your own rateUse the Additional Details local-rate field after checking the official PSD and EIT lookup for the applicable home and work addresses.

Common Pennsylvania tax questions

Does filing status change the 3.07% rate?No. Pennsylvania does not use filing-status brackets, a standard deduction, or a personal exemption.
Which local earned-income rate should I enter?Confirm the resident and workplace PSD codes with Pennsylvania’s official address lookup; the applicable rate is location-specific.
Does a 401(k) contribution reduce Pennsylvania wages?Generally no. Employee retirement-plan contributions are included in Pennsylvania compensation even when federally deferred.
Does the estimate deduct HSA contributions?Yes, within the calculator’s supported contribution limit; actual eligibility and Pennsylvania Schedule O treatment still require review.
Are Tax Forgiveness and state credits included?No. Income-based Tax Forgiveness, resident credits, and other return-specific relief are outside this planning estimate.
Is this the same as a PA-40 or local return?No. It is a take-home-pay estimate and does not prepare Pennsylvania or local earned-income-tax returns.